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What is a health insurance policy?
A health insurance policy covers medical expenses for illnesses or injuries. A reliable health insurance plan protects you from sudden medical expenses. It reimburses your bills or pays the medical care provider directly on your behalf. A comprehensive medical insurance covers the cost of hospitalisation, daycare procedures, medical care at home (domiciliary hospitalisation), ambulance charges, amongst others.
A health insurance plan helps you stay covered against various diseases. Additionally, it helps you boost tax savings. Under section 80D of the Income Tax Act, 1961, you can claim tax benefits against your health insurance premium.
What are the benefits of a health insurance policy?
A comprehensive health insurance plan in India comes with many advantages.
What are the different types of MyonelifeX health insurance policies?
We offer reliable health insurance plans that take complete care of your medical expenses.
What are the top reasons to buy MyonelifeX health insurance plans?
We offer all that you require! Choose as per your needs.
No limit on hospital room rent
ICICI Lombard Complete Health Insurance policy has no sub-limits on hospital room rent. In case you opt for a private ward, we will bear its expenses.
Free health check-up every year
ICICI Lombard Complete Health Insurance plan provides you with a complimentary health check-up coupon per policy year. If you have a floater policy for family, you get two free coupons every year for your medical check-ups.
No co-pay clause
A co-pay is a fixed sum that you usually pay out-of-pocket for your medical services, and the insurance company takes care of the remaining amount. There is no co-payment clause under ICICI Lombard Complete Health Insurance. That means, you won’t have to worry about the medical expenses eating into your savings.
You earn reward points for undertaking some wellness activities. These include joining a gym or a yoga centre, going for a medical check-up, participating in a health or fitness event organised by us, etc. You can redeem these points on your OPD bills for doctor’s consultation, medicine and drugs, diagnostic expenses, dental expenses, etc.
How to pick a suitable health insurance plan from MyonelifeX?
Go for the health insurance plan that suits your needs the best!